2026 Open Enrollment

2026 Open Enrollment is now closed

Open Enrollment for the 2026 plan year is now closed. Please see below for 2026 plan year details and resources. The changes and plan details summarized below will be effective January 1, 2026 through December 31, 2026.

Things You Can Do

  • Change plan elections including Medical, Dental, Vision, Accident, and Critical Illness
  • Switch between pre- and post-tax options for Short-Term Disability and Long-Term Disability
  • Request additional Life and AD&D Insurance (Evidence of Insurability may be required)
  • Add or remove dependents
  • Enroll or re-enroll in a Flexible Spending Account (FSA)

Things You Should Review

  • Each year, you should confirm that your and your dependents' information is correct
  • Open Enrollment is a great time to review your beneficiaries and ensure that they still match your wishes

What Happens if You Don't Enroll?

If you don't make changes during Open Enrollment, you current benefits will roll over to 2026 with the exception of Flexible Spending Accounts which require you to actively enroll each year. You will not have another opportunity to enroll or make changes until the next annual Open Enrollment (unless you experience a qualifying life event).

What's New?

Each year, we review your benefits program and introduce changes to ensure you have coverage options that emphasize choice and flexibility. Here's a summary of what's changing in 2026.

Life, Disability, Accident, and Critical Illness Carrier Change

Starting in 2026, our life, disability, Accident and Critical Illness carrier will be changing from the Standard to Prudential. If you have an active claim, or incur a claim prior to 1/1/2026, your claim will still be processed and managed by The Standard. Any claim processed after 1/1/2026 will be managed by Prudential. Prudential offers top of the line service in the industry and will be a great fit for our benefits package moving forward.

FSA Contribution Limits Increase

If you enroll in a Healthcare FSA for 2026, you can contribute up to $3,400. If you enroll in a Dependent Care FSA for 2026, you can contribute up to $7,500 (or $3,750 if married and filing separately).

HSA Contribution Limits Increase

If you contribute to an HSA for 2026, you can contribute up to $4,400 or if you have a dependent enrolled in your coverage, you can contribute up to $8,750.

401(k) Contribution Limits Increase

You can now contribute up to $24,500 in 2026.

2026 Benefits Guide, Notices & Plan Documents

Open Enrollment Resources

If you need more information, please review the following resources.